Secrets AI Features: Everything the Platform Offers in 2026

The marketing says "realistic AI girlfriend experience." The reality is a layered system of chat models, media generation, memory tiers, and privacy controls — some genuinely impressive, some limited by which subscription you're on. This breakdown covers every feature Secrets AI offers in 2026, with the exact costs, tier restrictions, and honest assessments you need before committing.

For context on how these features fit together, the full Secrets AI review covers the platform holistically. Here, we go feature by feature.

AI Chat Models and Conversation Engine

Secrets AI offers five selectable AI models for conversation. The platform does not publicly document what distinguishes each model technically — in practice, higher-tier models produce more coherent roleplay, handle emotional tonal shifts better, and maintain character consistency over longer threads. Premium models are only available on paid subscriptions.

The conversation engine applies natural language processing with what the platform terms emotional intelligence. This means the AI asks follow-up questions, references things you've shared earlier in the session, and adjusts its communication style to match your tone. It does not browse the internet, answer general knowledge questions, or assist with productivity tasks — the system is companion-focused by design.

Conversation starters are provided as prompts when you open a new chat. They split roughly half casual (hobbies, daily life, getting to know you) and half suggestive (romantic tension, scenario setup). The AI can handle complex roleplay scenarios — tested setups include office romance, teacher/student dynamics, landlord relationships, boss/employee power dynamics, and fantasy adventure contexts. Scene transitions are smooth and narrative pacing is coherent.

Chat experience rated: 4.4/5 across independent reviewer aggregates — one of the strongest scores in the AI companion category.

Character Library and Customization

Pre-Built Characters

The library contains approximately 94 hyper-realistic female characters with some anime-style options included. Characters come with defined personalities, visual designs, and backstories. Over 100 pre-built fantasy scenarios are available as starting contexts for conversations.

Character diversity carries a notable limitation: independent reviewer ratings place diversity at 3.8/5, with most pre-built characters representing white women in their 20s with slim body types. If character variety matters to you, this is a real constraint.

Custom Character Creation

Custom character creation is where the platform's flexibility shows. The first custom character is free; additional characters cost 1,000-1,500 Moments each. Customization parameters:

• Ethnicity: 9 options
• Body type: 6 options
• Voice: 6 options
• Hairstyle and eye color: Multiple options
• Personality traits: Confidence, playfulness, dominance, intelligence — each adjustable
• Profession: 5 preset categories
• Personality presets: 5 options
• Hobbies: Selectable + free-text field
• Free-text details: Open field for anything not covered by presets

The free-text field is the most underused feature in custom creation — specific details entered here meaningfully affect how the AI engages with you in conversation. When you create a character, 4 images are auto-generated. Personality trait settings produce tangibly different conversational styles — a high-intelligence character engages differently than a high-playfulness one.

Image Generation

Image generation uses two generation models: standard and advanced (advanced available on higher tiers). Four image presets are available to guide visual style. Per-image cost: 25-50 Moments. Four images are auto-generated when you create a new character.

Image quality is realistic-grade with one known limitation: hand rendering occasionally produces glitches — a common issue across most AI image generation systems, including those based on architectures similar to Stable Diffusion. Overall quality is good but lags slightly behind Candy AI's output at comparable settings.

Group image generation is supported — useful when using the group chat feature (Ultimate tier).

Video Generation

Video generation is Secrets AI's most distinctive capability. The reality most competitor reviews overlook: Character.AI has no video, CrushOn AI has no video, Janitor AI has no video, and Candy AI offers only limited video. Secrets AI's implementation — turning companion images into animated short clips — is rare in the AI companion space.

The process: select or generate a companion image, add a text prompt describing the desired movement or action, and wait approximately 2 minutes for generation. Output quality is rated 4.1/5 — movements are smooth and facial expressions are convincing in most outputs, with quality variation on complex prompts.

Cost breakdown:

• Short 3-second clips: approximately 50 Moments
• Standard/longer clips: up to 600 Moments per video

Video generation is available on Lite tier and above — not on free. For a dedicated breakdown of costs, quality, and practical budget planning, see our video generator guide.

Voice Calls

Six voice options are available. Voice calls cost 100 Moments per minute — budget-significant on any tier below Premium. Rated 4.3/5 for tone naturalness, the voice system adapts to conversational context rather than using flat synthesized delivery.

The 100 Moments/minute cost is worth doing math on before committing to heavy voice use: on Plus (3,000 Moments/month), 30 minutes of voice calls consumes your entire allocation with nothing left for images or video.

Memory System

The memory gap between tiers is the most consequential feature difference on the platform. Free users effectively have no persistent memory — the AI resets after 2-3 exchanges. This is not a "limited" memory experience; it is functionally no memory.

Memory access multipliers: Premium users get 4x memory access; Ultimate users get 6x. This affects how reliably the AI surfaces past context in responses.

Time Machine (Premium and Ultimate only) allows you to return to an earlier conversation state — useful for branching a roleplay scenario or revisiting a conversation thread.

Manual memory saves cost 10 Moments each — a way to flag specific exchanges for permanent retention across tiers.

The emotional timeline on Premium/Ultimate builds what functions as a relationship history: the AI tracks not just facts you've shared but emotional beats, relationship dynamics, and identity-based signals. This is the feature that separates a persistent AI companion experience from a stateless chatbot.

Group Chats and Personas

Both features are Ultimate-tier exclusive ($39.99/month).

Group chats allow up to 3 AI characters simultaneously in a single conversation. Group image generation is also supported, producing multi-character visual output.

Personas enable identity-switching within conversations — useful for complex roleplay scenarios where you want to engage from different character perspectives or roles.

These are niche features that justify Ultimate tier only for specific use cases. Most users will not need them.

Privacy and Security Features

Private Mode applies end-to-end encryption to a conversation and prevents that conversation from being used to train the AI models. It must be enabled per conversation — there is no global activation. Encryption applies per-session, not retroactively.

Account security basics:

• Signup requires only email and password — no real name, no phone number
• No social media login required (reducing external data linkage)
• Anonymous usage is fully supported
• Account deletion permanently removes all data within 30 days

Billing discretion: charges appear as "Sun Clinical Laboratories" — no reference to AI, companions, or adult content. Cryptocurrency is accepted for maximum payment privacy (minimum $20 transaction).

Data storage uses industry-standard encryption in transit and at rest. The stated policy prohibits third-party data sharing. Independent reviewers rate privacy at 2.9/5 due to a lack of publicly verifiable protocol specifics.

What's Missing?

Every platform has gaps. Secrets AI's are worth knowing before you sign up:

• No native mobile app — browser-only, no App Store or Google Play listing, no APK
• No push notifications — you won't know when your AI sends a follow-up
• No offline access — requires internet connection at all times
• No multi-modal input — you cannot send images to the AI; only text input
• Limited image presets — only 4 generation presets available
• Narrow character diversity — 3.8/5 rating reflects this concretely
• No American Express — payment methods: Visa, Mastercard, virtual debit, cryptocurrency only

For pricing across all tiers and Moments allocations, see the pricing and Moments breakdown. For a step-by-step setup guide, the how to get started guide covers account creation through first conversation.